ACCOUNT TAXONOMY
All our accounts are created to meet your needs. The accounts are product of our welfaristic concern to make your business grow and make you happy. At Vabe Cooperative, we believe that when our members are happy we are happy, when you grow we grow… We have pain stainkingly researched into your daily needs and the challenges you faced concerning the sustenance and survival of your business, consequently, we have devised the following accounts with its details to make you what you want to be – a champion.
General goals of the accounts
To make our members happy at the end
To make our members achieve their entrepreneurial destiny
To make our members a champion in their respective businesses
To develop in you a saving spirit that make you mirror tomorrow from today
To avail you loan opportunities to support your business
To make you our members so as to enjoy many of our welfaristic packages
To make you enjoy unprecedented high interest rate on your savings and low interest rate on
borrowings.
PICKING DEY COME ACCOUNT
SAVE AND GROW ACCOUNT
KID SCHOOL ACCOUNT
HIRE PURCHASE ACCOUNT
WEDDING SAVINGS ACCOUNT
MONEY YANFU YANFU ACCOUNT
OWO NA POWER ACCOUNT (FIXED DEPOSIT)
PARTNERSHIP ACCOUNT
HABITAT ACCOUNT
CARELESS 2 CAREFUL SAVINGS ACCOUNT
GROUP ACCOUNT
PICKING DEY COME ACCOUNT
At Vabe Coop, we believe that babies are the seed of our tomorrow. This account enables you to save from or between 1st to 9th month as the case may be, with minimum of N40,000
.00 in your account and withdrawal not more than two times during the tenor of the account, you are entitled
to 2.5% flat on whatever you have even as you make withdrawal.
It assists our members to finance delivery and hospital bills with ease.
It prevents you from borrowing during delivery
It gives you leverage to buy things, baby wears and food with ease.
Our amiable marketers will be at your doorstep to facilitate your savings.
The account is switchable to save and grow account.
This package no get rival o! Rush for it now!!! 
SAVE AND GROW ACCOUNT
Is a financial hybrid account that enable you save and ask for loan consistent with your deposit history.
Interest rate on your savings hoovers between 7 to 8% P.A.
This account enables you to enjoy host of our services like staff trainings, business development, and monetary fiscal policy advice.
Through this account you can access loan with low interest rate in line with our cooperative policy.
Minimum or low account and material charges.
Flexibility in accessing your money.
Here, we take special interest about the growth of your business.
KID SCHOOL ACCOUNT
This account keeps your children education in the front burner.
We give priority support through savings made in this account for your children's education.
Our marketers go after deposit as low as N500.00 to consolidate your children’s education.
Through this account, Vabe Cooperative children can win our scholarship package.
Interest rate on this account is negotiable but not less than 5% P.A.
With consistent deposit you can free your children from the chasm of unpaid school fee.
HIRE PURCHASE ACCOUNT
This account can help you live your dream to own and direct your chosen business.
You can own your car, your keke Vabe, bike, trucks, etc.
When you open this account with at least #2,500.00 and demonstrate consistent deposit history equal 40-50% equity of your proposed purchase, Vabe Cooperative will be ready to assist you through loan with low interest rate and good tenure.
This account enables you to enjoy our staggered payment system markets giving you leverage of easy savings at work.
Vabe cooperative through supports from our bankers tends to open doors to our members to own their business.
WEDDING SAVINGS ACCOUNT
It encourages you to save towards your wedding plains.
It affords you to mobilize high interest rate while you save for your wedding.
You are to enjoy/benefit about 2.5% flat or more interest rate on your deposit for this period.
Our dynamic and amiable marketers will be at your doorsteps to support your consistent savings.
A minimum of N2,500 can help you open the account.
In addition to many of our welfaristic opportunity you can also access our loan through this account consistent with your deposit history.
MONEY YANFU YANFU ACCOUNT
This accounts targets business men and women with daily payment potentials, Yam sellers, food vendors mama put, welders, drivers, mechanics, spare parts sellers, truck pusher
It will afford you great opportunities to save and to know the kind ofMoney needed for the growth of their business. The loan here may range between 5,000.00, 10,000.00, 20,000.00 to 50,000.00; it comes without much collateral and no equity contribution but with consistent deposit history.
The leverage here is that with your history of deposit, you can get daily help that supports your business.
We can through this account support finance of your LPO, you may need help to finance contracts giving to you which the payment is real.
This account may enable you finance some household items at a low interest rate.
A good deposit history grants you high financial leverage.
OWO NA POWER ACCOUNT (FIXED DEPOSIT)
In this account, Vabe Coop makes your money works for you
With a mouth watering interest rate. Our members can fixed money for one, two, three or 6 months and 1 year or more as the case may be. Even when interest rate may vary from month to month what is constant you will have good return on your investment. You can fixed as small as N50,000.00. Our members are encouraged to patronize Owo Na Power Account especially those who may enjoy high inflow on their businesses. In any case, Vabe Coop is desirous of putting power in your fixed deposit account. You cannot beat our fixed deposit rate that keeps your account safe. Simply, the account gives you a leverage of financial harmony and autonomy.
PARTNERSHIP ACCOUNT
Vabe Coop hopes to partner with poverty alleviation agencies like NAPEP, NDE, SMEDAN and other cooperatives with packages that places financially inclined vocational and entrepreneurship skills on the door steps of our members. We shall be pursuing this very vigorously by exploring all contacts and ensuring that our members are the chief beneficiaries. This account creates hope that beacon with prosperity for our members. 
All these accounts are targeted to make our esteemed members financially liquid and buoyant. You can take advantage of any of it or all of it and change your fortune to an enduring prosperity which is the hallmark of Vabe Cooperative.
HABITAT ACCOUNT
Our cooperative is exploring a new ground that will make our members, in the long run but medium term, a land lord in their own right.
With Consistent savings, we shall be transforming this dream to reality. Application to acquire some hectares of land is on with FCDA. We are determined to make it happen. All you need is to open a Habitat account and consistently save. It is possible and you too can own your House.
CARELESS 2 CAREFUL SAVINGS ACCOUNT
This account is rengineered to encourage our members to save even is difficult and impossible, to curtail impulsive spending habit and eventually reinforce and propel quality returns on our aggregated small savings. Imagine the returns in a year. If you save N200.00 out of what we call careless savings everyday with Vabe Cooperative it could be more, this account specially target everybody, not limited to the lower class but the middle class. The reward on such savings come at a time when you least expected it and very meaningful as you can use the returns to service some urgent needs. Our sophisticated, marketers, could help you turn your careless spending to careful savings. You can even credit our account anywhere and it will reflect on your account with us.
A trial will convince you. We should learn to save daily no matter how little. Little drop of water makes an ocean.
GROUP ACCOUNT
Associations, unions, cooperatives, small groups e.t.c. Can open Group Accounts with us and enjoy Group Loans and low interest rate. Membership or Deposit by the Group could be personalized or grouped. This is one account that is unique to Vabe Cooperative with all its -, goodies, dynamics and interest rate. Interest rate on this group account is special and of revolving loan mechanism, specially designed for good financial leverage and flexibility. Uniquely, our chairman will be available to address the concerned group, availing the association with our products and how they can severally benefit from it. Deposit in this account will be facilitated by our amiable marketers (the champions).
